In Canada, you can pull $100K-$130K and walk away with less at the end of the month than someone making $35K. Taxes, clawbacks, and lost benefits eat the difference whole. Someone took on student debt, worked harder, earns more on paper, and is literally worse off in cash terms than someone who didn't bother. The system isn't just failing to reward effort. It's actively punishing it. That's not redistribution. That's a trap. And when the trap is obvious enough, people stop walking into it.